SUISA Pension Fund for Authors and Publishers (SPF)

Pension and support payments for publishers

SUISA Pension Fund for Authors and Publishers fulfils a social function and contributes to the retirement pension of SUISA members and principals. The Pension Fund contributes to the pension benefits of authors and publishers who satisfy certain conditions.

The SUISA Pension Fund for Authors and Publishers (SPF) was established on 10 June 1941; it is funded by SUISA through a 7.5% deduction on all performance and broadcasting right settlements in Switzerland and Liechtenstein. The purpose of the Pension Fund is to protect SUISA's members and principals, and their respective survivors, against the economic consequences of retirement and disability, and to contribute to their retirement benefits.

Overview of benefits to publishers

Publishers receive pension benefits from the SPF in the form of contributions to their own second-pillar employee benefits scheme as soon as they become principals or members of SUISA.

A publisher must have a second-pillar occupational benefit institution serving to protect its manager and employees residing in Switzerland or Liechtenstein against the economic consequences of retirement and disability, and their survivors in the event of their death. The prerequisite is compulsory or voluntary affiliation with a registered occupational benefits institution and the Substitute Occupational Benefits Institution.

For this purpose, publishing houses must announce their occupational benefits institution to SUISA along with the relevant payment instructions for the benefits.

The benefits paid to publishers are expressed as a percentage of their settlements from SUISA for performance and broadcasting rights in Switzerland and Liechtenstein. The percentage varies depending on income level and whether the publisher is an original publisher or a subpublisher.

Special case of one-person companies: publishers having reached retirement age

As a rule, pension plan contributions can only be paid until normal retirement age. By law, publishers who work beyond the normal retirement age of 65 are permitted to continue contributing to their pension plan for another five years at the most. They may keep their second-pillar accounts or open new ones. For the time being, they are no longer allowed to pay into the SPF beyond the age of 70. 

When does SUISA pay publishers a retirement pension?
 

More detailed information and conditions are set forth in the Pension Fund Regulations and are summarised in the Fact Sheet “Pension Benefits for Publishers”

Eligibility criteria for publishers

  • A publisher must operate in Switzerland or Liechtenstein and its business must be run by persons who are resident there
  • The publisher must be affiliated with a second-pillar occupational benefits institution

All pension benefits (except emergency support payments) are granted independently from any benefits of any other social security schemes and insurances and from any private pension plans of the recipients.

For more information about benefits and how they are calculated, see the SPF Regulations on the website

SUISA Pension Fund for Publishers

SUISA Publisher's Group

Member Services
Bellariastrasse 82
CH-8038 Zürich